# ProTech Payments

> Merchant services and credit card processing for US small and medium businesses, with a local office in Katy, TX and nationwide service. We specialize in compliant dual pricing and cash discount fee recovery, POS systems, online and in-store payments, payment gateways, high-risk accounts, and US-based dedicated support with no long-term contracts.

## Company

- Legal name: ProTech Payments
- Office: 25140 Kingsland Blvd STE 180, Katy, TX 77494, United States
- Phone: +1 (888) 255-0425
- Email: info@protechpayments.com
- Hours: Mon-Fri 9:00am-5:00pm CT, Sat 9:00am-3:30pm CT, Sun closed
- Markets: Katy and the Greater Houston metro, plus merchants nationwide
- Founded: 2018
- Differentiators: compliant dual pricing fee recovery, transparent pricing, US-based dedicated support, no long-term contracts

## Trust and memberships

- Member, Katy Area Chamber of Commerce: https://business.katychamber.com/list/RedirectTo/34262669 (member benefits: free smart terminal, free payment processing rate analysis)
- 5.0 Google rating from US businesses
- PCI DSS Level 1 certified service provider

## Services

- [Merchant Services](https://protechpayments.com/merchant-services/): card processing, terminals, and payouts in Katy, TX with dual pricing fee recovery
- [Dual Pricing](https://protechpayments.com/dual-pricing/): compliant cash and card pricing that recovers most card processing fees
- [Point of Sale Systems](https://protechpayments.com/point-of-sale/): POS hardware, software, inventory, and integrated payments
- [Online Payments](https://protechpayments.com/online-payments/): accept cards on any platform with lower online rates
- [In-Store Payments](https://protechpayments.com/in-store-payments/): tap, chip, and wallet payments on countertop terminals
- [Mobile Payments](https://protechpayments.com/mobile-payments/): take cards on a phone or pocket reader anywhere
- [Virtual Terminal](https://protechpayments.com/virtual-terminal/): key phone, mail, and email orders from any browser
- [Payment Gateway](https://protechpayments.com/payment-gateway/): NMI and Authorize.net gateways, tokenized vault, hosted checkout, and APIs
- [Equipment Financing](https://protechpayments.com/equipment-financing/): free terminal placement, lease to own, or buy outright with no 48-month lease trap

## Point of Sale systems

ProTech places, sets up, and supports these POS systems with dual pricing fee recovery, US-based support, and no proprietary lock-in:

- [Clover POS Systems](https://protechpayments.com/point-of-sale/clover/): Clover hardware (Flex, Mini, Station Solo and Duo), software, and payments for retail, restaurants, and service businesses
- [OrderCounter Restaurant POS](https://protechpayments.com/point-of-sale/ordercounter/): full-service and quick-service restaurant POS with kitchen display and online ordering
- [Korona POS Systems](https://protechpayments.com/point-of-sale/korona-pos/): retail, convenience, and ticketing POS with deep inventory and multi-store reporting
- [TouchBistro Restaurant POS](https://protechpayments.com/point-of-sale/touchbistro/): iPad restaurant POS with tableside and online ordering
- [Tabit Restaurant POS](https://protechpayments.com/point-of-sale/tabit/): mobile, handheld POS for full-service and fine dining
- [BodegaAI POS Systems](https://protechpayments.com/point-of-sale/bodega-ai/): convenience and corner-store POS with AI-assisted checkout

## Solutions

- [High-Risk Merchant Accounts](https://protechpayments.com/high-risk-merchant-accounts/): approval when other processors decline you
- [ACH and eCheck Processing](https://protechpayments.com/ach-echeck-processing/): low-cost bank payments for large and recurring invoices
- [Cash Discount Program](https://protechpayments.com/cash-discount-program/): compliant cash discount to offset card fees
- [Free Statement Analysis](https://protechpayments.com/free-statement-analysis/): a US-based expert shows your true effective rate and savings
- [Gift Card and Loyalty](https://protechpayments.com/gift-card-loyalty/): branded gift cards and repeat-customer rewards
- [PCI Compliance](https://protechpayments.com/pci-compliance/): Level 1 encryption, tokenization, and a guided annual SAQ
- [Chargeback Management](https://protechpayments.com/chargeback-management/): prevent, fight, and win more disputes
- [Working Capital](https://protechpayments.com/working-capital/): fast merchant funding repaid from future card sales

## Industries

- [Restaurants](https://protechpayments.com/restaurant-merchant-services/): POS, tableside and online ordering, and tips
- [Retail](https://protechpayments.com/retail-merchant-services/): POS, barcode inventory, and gift cards
- [Auto Repair](https://protechpayments.com/auto-repair-merchant-services/): counter terminals, text-to-pay, and saved cards
- [Salon and Spa](https://protechpayments.com/salon-spa-merchant-services/): chair-side checkout, tipping, and gift cards
- [Home Services](https://protechpayments.com/home-services-merchant-services/): tap to pay, text-to-pay, and deposits in the field
- [Medical and Dental](https://protechpayments.com/medical-dental-merchant-services/): card on file, payment plans, and PCI-secure processing
- [Professional Services](https://protechpayments.com/professional-services-merchant-services/): invoicing, card on file, retainers, and ACH
- [B2B and Wholesale](https://protechpayments.com/b2b-wholesale-merchant-services/): Level 2 and 3 rates, ACH, and net-terms invoicing

## Local areas we serve

- [Katy, TX](https://protechpayments.com/merchant-services-katy-tx/)
- [Houston, TX](https://protechpayments.com/merchant-services-houston-tx/)
- [Sugar Land, TX](https://protechpayments.com/merchant-services-sugar-land-tx/)
- [Cypress, TX](https://protechpayments.com/merchant-services-cypress-tx/)
- [Richmond, TX](https://protechpayments.com/merchant-services-richmond-tx/)
- [Pearland, TX](https://protechpayments.com/merchant-services-pearland-tx/)

## Calculators and tools

- [Dual Pricing Savings Calculator](https://protechpayments.com/tools/dual-pricing-savings-calculator/)
- [Credit Card Processing Fee Calculator](https://protechpayments.com/tools/credit-card-processing-fee-calculator/)
- [Texas Surcharge Calculator](https://protechpayments.com/tools/texas-surcharge-calculator/)

## Guides

- [What Is Dual Pricing](https://protechpayments.com/what-is-dual-pricing-complete-guide/)
- [Dual Pricing vs Cash Discount](https://protechpayments.com/dual-pricing-vs-cash-discount/)
- [Interchange-Plus vs Flat-Rate Pricing](https://protechpayments.com/interchange-plus-vs-flat-rate-pricing/)
- [How to Read a Merchant Statement and Find Hidden Fees](https://protechpayments.com/how-to-read-merchant-statement-find-hidden-fees/)
- [Credit Card Surcharge Laws by State](https://protechpayments.com/credit-card-surcharge-laws-by-state/)
- [Chargeback Reason Codes](https://protechpayments.com/chargeback-reason-codes-complete-guide/)
- [Katy Merchant Services Complete Guide](https://protechpayments.com/katy-merchant-services-complete-guide/)
- [Houston Merchant Services Complete Guide](https://protechpayments.com/houston-merchant-services-complete-guide/)

## Comparisons

- [ProTech Payments Alternatives hub](https://protechpayments.com/alternatives/)
- [vs Houston Merchant Services](https://protechpayments.com/alternatives/houston-merchant-services/)
- [vs BryteTX](https://protechpayments.com/alternatives/brytetx/)
- [vs The Payments Hub](https://protechpayments.com/alternatives/the-payments-hub/)
- [vs Advisory Merchant Services](https://protechpayments.com/alternatives/advisory-merchant-services/)
- [vs Prestige Merchant Services](https://protechpayments.com/alternatives/prestige-merchant-services/)
- [vs Redstone Payment Solutions](https://protechpayments.com/alternatives/redstone-payment-solutions/)

## Company pages

- [About](https://protechpayments.com/about/)
- [Contact](https://protechpayments.com/contact/)
- [Get Started (free quote)](https://protechpayments.com/get-started/)
- [Partner Program](https://protechpayments.com/partner-program/)
- [Blog](https://protechpayments.com/blog/)

## Payments accepted

Visa, Mastercard, American Express, Discover, plus Apple Pay, Google Pay, and contactless cards. ACH and eCheck bank payments.

## Integrations

NMI, Authorize.net, Clover, OrderCounter, Korona POS, TouchBistro, Tabit, BodegaAI, First Data/Fiserv, Shopify, WooCommerce, BigCommerce, Magento, and QuickBooks.

## Compliance

PCI DSS Level 1 certified. Card-brand and Texas-compliant dual pricing and cash discount programs. State-level surcharge compliance.

## Contact

Sales and support: +1 (888) 255-0425 · info@protechpayments.com
Office: 25140 Kingsland Blvd STE 180, Katy, TX 77494, United States