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Merchant Services in Katy, TX

Your local Katy merchant services team, with dual pricing fee recovery, US-based support, and in-person setup right here off Kingsland Blvd.

$250 Million

 Payments Processed Annually

★★★★★5.0onGoogleUS-Based SupportNo Long-Term Contracts
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Cut Katy card processing fees with dual pricing and cash discount
Save up to 100%on processing fees
Dual Pricing & Cash Discount
Cut Katy card processing fees

Katy shops in Cinco Ranch, Old Katy, and LaCenterra lose margin to card fees. Our compliant dual pricing posts a cash and card price so card customers cover most of the cost.

We are local off Kingsland Blvd, so we set up your signage, receipts, and terminal programming in person. Texas and card brand compliant, US based, with no long term contracts. Processing typically runs 2.3 to 3.5 percent and dual pricing helps you keep it.

See how much you could save →
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Katy, Texas

Katy businesses keep more of every sale

ProTech is headquartered in Katy at 25140 Kingsland Blvd, so we set up local businesses in person, from Cinco Ranch and Old Katy to LaCenterra and Cross Creek Ranch. Restaurants, shops, clinics, and service companies run on terminals and POS with dual pricing built in.

Because we are based in Katy, you get same-day, in-person help, next-day funding, and a team that knows your account by name. No call-center scripts, just local processing that recovers most of your card fees.

Talk to a payments specialist →
Merchant services and point-of-sale payment processing for your business
One platformevery way to get paid
Ways to Get Paid

Accept payments your customers love

Accept every way your customers want to pay with ProTech Payments, from credit cards to digital wallets, all on one secure merchant account.

Credit & Debit Cards

Credit & Debit Cards

Accept all major credit and debit cards in store, online, and by phone.

Digital Wallets

Digital Wallets

Take contactless payments with Apple Pay and Google Pay.

ACH & Bank Transfers

ACH & Bank Transfers

Collect low-cost ACH and bank transfer payments directly from accounts.

Mobile Payments

Mobile Payments

Accept mobile payments anywhere from your phone or tablet.

QR Codes & SMS Links

QR Codes & SMS Links

Let customers pay instantly with a QR code or a secure SMS link.

Recurring Payments & e-Invoicing

Recurring Payments & e-Invoicing

Automate recurring billing and e-invoicing with QuickBooks sync.

Start accepting every payment
All methods included, with no extra setup and no surprise fees.
Pricing options

Choose the pricing that saves you most

Three ways to price your credit card processing. Most ProTech merchants pick dual pricing to recover their fees.

01

Flat-rate

Simplest setup

One flat rate per sale, simple to read but usually the most expensive option.

  • One predictable rate
  • Easy to understand
  • Best for low volume
~2.6-2.9%effective rate
02

Interchange-plus

Most transparent

Wholesale cost plus a fixed markup, the most transparent rate for higher volume.

  • Full fee transparency
  • Lower cost at scale
  • Best for mid-high volume
~2.1-2.4%effective rate
★ Most popular 03

Dual pricing

Recover your fees

A cash price and a card price at checkout. Card customers cover the fee, so you recover most of your processing fees.

  • Recover most card fees
  • Cash & card price at checkout
  • No long-term contract
≈ $0net processing cost
See which fits my business

Not sure? We’ll recommend the best rate after a free statement review.

Why ProTech

The smarter merchant account

As a Katy-based processor trusted by local businesses, we set up dual pricing to Texas rules in person, recover most of your card fees, and answer the phone ourselves, with no long-term contracts.

  • PCI DSS Level 1 secure processing with 256-bit encryption
  • Trusted by thousands of U.S. small businesses
  • Get approved in days, not weeks
  • Low transparent pricing with no hidden fees or long-term contracts
Get started today
01

Quick Setup

Get approved fast and start accepting credit card payments online.

02

Flexible APIs

Connect your store with flexible integrations and developer-friendly payment APIs.

03

Security

Built-in fraud prevention and chargeback management tools, ready whenever you need them.

04

Support

Real U.S.-based payment support, available 24/7 by phone and email.

What our merchants say

Rated 5.0 ★ from Google reviews by US businesses that trust ProTech with their payments.

How it works

Set up in three simple steps

From your first call to going live, ProTech makes switching payment processors simple.

1

Send your statement

We review your current credit card processing rates for free, with no obligation.

2

Set up locally

We meet you in Katy, program your terminal or POS, and connect your payments fast.

3

Start saving

Go live with dual pricing and recover most of your credit card processing fees.

ProTech Payments specialists helping a merchant go live
Live in 1-3 daysReal US-based specialists
Start My Free Setup

No long-term contracts · No obligation

FAQ

Frequently asked questions

Everything US merchants ask before switching their credit card processing to ProTech.

Still have questions?

Talk to a real ProTech specialist, no call centers, no scripts.

Talk to a specialist →
or call (888) 255-0425
Where is ProTech Payments located in Katy?
ProTech Payments is based in Katy at 25140 Kingsland Blvd STE 180, Katy, TX 77494, off Kingsland Boulevard near the Cinco Ranch area. Because we are headquartered here, a local rep can meet you in person across Old Katy, LaCenterra at Cinco Ranch, Cross Creek Ranch, and the surrounding 77450, 77494, and 77449 ZIP codes. Call us at (888) 255-0425 to schedule a visit or a quick walkthrough of your current statement.
Do you set up merchant accounts for Katy businesses?
Yes, we set up merchant accounts for Katy businesses of every size, from LaCenterra retailers and Old Katy restaurants to home services and medical offices near Cinco Ranch. Since our office is on Kingsland Blvd, setup is local and hands on. Most accounts go live in 1 to 3 business days. We review your processing volume, ticket size, and equipment needs, then configure a system that fits how your Katy shop actually takes payments.
Is dual pricing legal in Texas?
Yes, dual pricing is legal in Texas when disclosed correctly, and we configure it to follow state and card brand rules. Dual pricing shows a cash price and a card price up front, so customers see both before they pay. Done right, it recovers most of your card processing fees while staying compliant. Our Katy team handles the signage, receipt language, and terminal programming so your Cinco Ranch or LaCenterra business stays on the right side of the rules.
How fast can a Katy business switch processors?
Most Katy businesses switch in 1 to 3 business days. Because we are local to Kingsland Blvd, we can bring or drop off equipment the same week across Cinco Ranch, Cross Creek Ranch, and Old Katy. We start by reviewing your current statement to confirm the savings, program your terminals or point of sale, and stay on site for the first transactions. There are no long term contracts, so switching is low risk if you want to test it first.
Which Katy businesses do you work with?
We work with Katy retailers, restaurants, salons, auto shops, medical and dental practices, and home service companies. That includes storefronts at LaCenterra at Cinco Ranch, eateries in Old Katy, and contractors serving Cross Creek Ranch and the 77494 and 77450 areas. Whether you run a single counter or several locations, we tailor the equipment and dual pricing setup to your ticket sizes and volume. Call (888) 255-0425 and we will tell you honestly if we are a fit.
Do you offer in-person setup and support in Katy?
Yes, in-person setup is one of our main advantages, and Katy is home base. Our office at 25140 Kingsland Blvd STE 180 is minutes from Cinco Ranch and Old Katy, so a real person can install equipment, train your staff, and answer questions face to face. After launch you reach US-based phone support at (888) 255-0425, not an offshore call center. Our 5.0 Google rating reflects that local, responsive service for Katy merchants.

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