QUESTIONS? SECURE YOUR FREE RATE ANALYSIS, US-BASED SUPPORTCALL (888) 255-0425

Free Statement Analysis No Obligation

Send your merchant statement and a US-based expert shows your true effective rate, the hidden fees, and your exact savings, with no obligation.

$250 Million

 Payments Processed Annually

★★★★★5.0onGoogleUS-Based SupportNo Long-Term Contracts
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Find Hidden Fees, Then Recover Them with dual pricing and cash discount
Save up to 100%on processing fees
Dual Pricing & Cash Discount
Find Hidden Fees, Then Recover Them

Our free statement analysis reads your current processor's charges line by line and surfaces the junk fees and padded rates buried in the total. Once we know your real cost, dual pricing recovers it.

Dual pricing posts a cash and card price so card customers cover most of the fee. We set up signage, receipts, and programming, all compliant with card-brand rules and state law. Processing usually runs 2.3 to 3.5 percent, and most of that comes back to you.

See how much you could save →
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Switch & Save

See exactly what you overpay, for free

Merchant statements are built to hide fees. Send us your latest one and a U.S.-based expert breaks down your effective rate, flags junk fees and padded markups, and shows what dual pricing or a better plan would save, line by line, with no obligation to switch.

You get a clear, honest read of your real cost, a side-by-side of your current rate versus ProTech, and a plain recommendation. No sales pressure, no jargon, just the numbers and a path to keep more of every sale.

Talk to a payments specialist →
Merchant services and point-of-sale payment processing for your business
One platformevery way to get paid
Ways to Get Paid

Accept payments your customers love

Accept every way your customers want to pay with ProTech Payments, from credit cards to digital wallets, all on one secure merchant account.

Credit & Debit Cards

Credit & Debit Cards

Accept all major credit and debit cards in store, online, and by phone.

Digital Wallets

Digital Wallets

Take contactless payments with Apple Pay and Google Pay.

ACH & Bank Transfers

ACH & Bank Transfers

Collect low-cost ACH and bank transfer payments directly from accounts.

Mobile Payments

Mobile Payments

Accept mobile payments anywhere from your phone or tablet.

QR Codes & SMS Links

QR Codes & SMS Links

Let customers pay instantly with a QR code or a secure SMS link.

Recurring Payments & e-Invoicing

Recurring Payments & e-Invoicing

Automate recurring billing and e-invoicing with QuickBooks sync.

Start accepting every payment
All methods included, with no extra setup and no surprise fees.
Pricing options

Choose the pricing that saves you most

Three ways to price your credit card processing. Most ProTech merchants pick dual pricing to recover their fees.

01

Flat-rate

Simplest setup

One flat rate per sale, simple to read but usually the most expensive option.

  • One predictable rate
  • Easy to understand
  • Best for low volume
~2.6-2.9%effective rate
02

Interchange-plus

Most transparent

Wholesale cost plus a fixed markup, the most transparent rate for higher volume.

  • Full fee transparency
  • Lower cost at scale
  • Best for mid-high volume
~2.1-2.4%effective rate
★ Most popular 03

Dual pricing

Recover your fees

A cash price and a card price at checkout. Card customers cover the fee, so you recover most of your processing fees.

  • Recover most card fees
  • Cash & card price at checkout
  • No long-term contract
≈ $0net processing cost
See which fits my business

Not sure? We’ll recommend the best rate after a free statement review.

Why ProTech

The smarter merchant account

As a U.S.-based processor, we review your statement ourselves, expose the hidden fees other providers bury, and show your real savings with dual pricing, with no obligation, no jargon, and no long-term contracts if you switch.

  • PCI DSS Level 1 secure processing with 256-bit encryption
  • Trusted by thousands of U.S. small businesses
  • Get approved in days, not weeks
  • Low transparent pricing with no hidden fees or long-term contracts
Get started today
01

Quick Setup

Get approved fast and start accepting credit card payments online.

02

Flexible APIs

Connect your store with flexible integrations and developer-friendly payment APIs.

03

Security

Built-in fraud prevention and chargeback management tools, ready whenever you need them.

04

Support

Real U.S.-based payment support, available 24/7 by phone and email.

What our merchants say

Rated 5.0 ★ from Google reviews by US businesses that trust ProTech with their payments.

How it works

Set up in three simple steps

From your first call to going live, ProTech makes switching payment processors simple.

1

Send your statement

We review your current credit card processing rates for free, with no obligation.

2

Send statement

You send a recent statement and we return a clear, line-by-line savings review.

3

Start saving

Go live with dual pricing and recover most of your credit card processing fees.

ProTech Payments specialists helping a merchant go live
Live in 1-3 daysReal US-based specialists
Start My Free Setup

No long-term contracts · No obligation

FAQ

Frequently asked questions

Everything US merchants ask before switching their credit card processing to ProTech.

Still have questions?

Talk to a real ProTech specialist, no call centers, no scripts.

Talk to a specialist →
or call (888) 255-0425
What is a free statement analysis?
A free statement analysis is a line-by-line review of your current processing statement to show what you are really paying. ProTech reads through the fees, rates, and surcharges your current provider buries in the statement and translates them into a clear effective rate. You get an honest comparison of your current cost versus what ProTech can offer. There is no charge and no obligation. It usually takes a day or two once we have your statement in hand.
What do I need to send for the analysis?
Send one or two recent monthly processing statements, ideally the most current full month. These show your total card volume, the fees charged, and the rate structure your provider uses. You can black out account numbers if you prefer; we only need the fee and volume detail. The more complete the statement, the more accurate the comparison. ProTech accepts a PDF or photos by email, and our US-based team handles the rest without pressuring you to switch.
Is the statement analysis really free?
Yes, the statement analysis is completely free with no obligation to sign up. ProTech reviews your statement, shows you the hidden fees and your true effective rate, and gives you an honest comparison. If we cannot save you money, we will tell you. There is no contract to review the numbers, and no long-term contract even if you do switch, since all ProTech accounts are month-to-month. The goal is to earn your business by showing real savings.
What hidden fees does the analysis reveal?
A statement analysis surfaces the fees that get buried in dense processor statements: monthly minimums, statement fees, batch fees, tiered rate padding, and assessment markups. Many businesses pay an effective rate well above the headline number once these add up. ProTech itemizes each charge so you see exactly where your money goes. This clarity often reveals hundreds of dollars a month in fees you did not know you were being charged.
What is an effective rate?
Your effective rate is your total processing fees divided by your total card volume, expressed as a percentage. It is the single most honest number for what you actually pay, because it includes every fee, not just the rate your provider advertises. A statement might quote 1.9 percent while your effective rate is closer to 3 percent after all the add-ons. ProTech calculates your true effective rate from your statement so you can compare apples to apples.
How fast will I get my results?
Most statement analyses are ready within 1 to 2 business days of receiving your statement. ProTech's US-based team reviews the document, builds the comparison, and walks you through it by phone or email. There is no obligation to switch and no pressure. If the numbers show savings, we can typically have a new account set up in 1 to 3 business days. Call (888) 255-0425 or send your statement to get started.

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