ONE PARTNER FOR PAYMENTS, TERMINALS & FUNDING · US-BASED SUPPORT · NO HIDDEN FEESCALL (888) 255-0425

Online Payments Built to Save You

Accept cards on any platform through a secure gateway, lower your online rate with dual pricing, and reach real US-based support, no contracts.

$250 Million

 Payments Processed Annually

★★★★★5.0onGoogleUS-Based SupportNo Long-Term Contracts
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Lower Your Online Card Rate with dual pricing and cash discount
Save up to 100%on processing fees
Dual Pricing & Cash Discount
Lower Your Online Card Rate

Card-not-present online sales usually carry a higher rate than swiped ones, often near 3.5 percent. ProTech sets up dual pricing on your checkout so the posted card price covers that cost instead of eating into your online margin.

Your payment page displays the cash and card price clearly, the receipt reflects both, and the fee is recovered on every order. We configure the gateway, post the required disclosure, and keep you compliant with card brand rules and Texas law. US-based support, no contract.

See how much you could save →
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Online Payments

A secure gateway for every online sale

Every online store checks out differently. Whether you sell on Shopify, WooCommerce, a custom cart, or by invoice, ProTech connects a secure gateway to the platform you already use, with payment links, recurring billing, and dual pricing options, all on one account.

You get PCI-compliant encryption, fraud filters, fast payouts, and U.S.-based support that handles the integration for you. No high flat fees, no self-serve API headaches, just online payments that work from day one.

Talk to a payments specialist →
Merchant services and point-of-sale payment processing for your business
One platformevery way to get paid
What's included

Sell online, get paid faster

From your first online sale, your ProTech gateway connects to the platform you use, with links, recurring billing, and dual pricing.

Hosted checkout

Hosted checkout

A secure, branded checkout that drops into your site or shopping cart.

Payment links

Payment links

Email or text a secure pay link, no website or developer needed.

Recurring billing

Recurring billing

Automate subscriptions and repeat charges with cards stored securely.

Fraud tools

Fraud tools

AVS, CVV, and filters block risky orders before they hit.

Platform plugins

Platform plugins

Connect Shopify, WooCommerce, BigCommerce, and custom carts.

Fast payouts

Fast payouts

Funds in one to two days, with clear reporting on every deposit.

Start accepting every payment
All methods included, with no extra setup and no surprise fees.
Pricing options

Choose the pricing that saves you most

Three ways to price your credit card processing. Most ProTech merchants pick dual pricing to recover their fees.

01

Flat-rate

Simplest setup

One flat rate per sale, simple to read but usually the most expensive option.

  • One predictable rate
  • Easy to understand
  • Best for low volume
~2.6-2.9%effective rate
02

Interchange-plus

Most transparent

Wholesale cost plus a fixed markup, the most transparent rate for higher volume.

  • Full fee transparency
  • Lower cost at scale
  • Best for mid-high volume
~2.1-2.4%effective rate
★ Most popular 03

Dual pricing

Recover your fees

A cash price and a card price at checkout. Card customers cover the fee, so you recover most of your processing fees.

  • Recover most card fees
  • Cash & card price at checkout
  • No long-term contract
≈ $0net processing cost
See which fits my business

Not sure? We’ll recommend the best rate after a free statement review.

Why ProTech

The smarter payment gateway

As a U.S.-based processor trusted by thousands of merchants, we connect a secure gateway to your existing platform and lower your effective online rate with dual pricing, so you keep more of each sale, plus support that answers when you call.

  • PCI DSS Level 1 secure processing with 256-bit encryption
  • Trusted by thousands of U.S. small businesses
  • Get approved in days, not weeks
  • Low transparent pricing with no hidden fees or long-term contracts
Get started today
01

Quick Setup

Get approved fast and start accepting credit card payments online.

02

Flexible APIs

Connect your store with flexible integrations and developer-friendly payment APIs.

03

Security

Built-in fraud prevention and chargeback management tools, ready whenever you need them.

04

Support

Real U.S.-based payment support, available 24/7 by phone and email.

What our merchants say

Rated 5.0 ★ from Google reviews by US businesses that trust ProTech with their payments.

How it works

Set up in three simple steps

From your first call to going live, ProTech makes switching payment processors simple.

1

Send your statement

We review your current credit card processing rates for free, with no obligation.

2

Get your gateway

We connect your NMI or Authorize.net gateway to your site, cart, and billing.

3

Start saving

Go live with dual pricing and recover most of your credit card processing fees.

ProTech Payments specialists helping a merchant go live
Live in 1-3 daysReal US-based specialists
Start My Free Setup

No long-term contracts · No obligation

FAQ

Frequently asked questions

Everything US merchants ask before switching their credit card processing to ProTech.

Still have questions?

Talk to a real ProTech specialist, no call centers, no scripts.

Talk to a specialist →
or call (888) 255-0425
What do I need to accept payments online?
You need a merchant account plus a payment gateway that connects your website to the card networks. ProTech provides both, using the NMI or Authorize.net gateway depending on your platform and needs. Setup runs 1 to 3 business days, and we plug into your existing site rather than rebuilding it. From there you can take cards through a checkout page, hosted payment forms, or payment links, all reporting back to the same account as your in store sales.
Which ecommerce platforms does ProTech integrate with?
ProTech integrates with Shopify, WooCommerce, and BigCommerce directly, and connects to most other carts through the NMI and Authorize.net gateways. We also sync with QuickBooks so online orders flow into your books without manual entry. Because the gateway is platform agnostic, you are not forced onto one shopping cart to use us. We handle the connection during setup so your existing store keeps its design and checkout while running on our processing.
Is online card processing PCI secure?
Yes. Card data is encrypted and tokenized through the NMI or Authorize.net gateway, so sensitive numbers are not stored on your own server, which sharply reduces your PCI scope. The gateways are PCI DSS compliant and support features like AVS, CVV checks, and tokenized card on file. ProTech configures these protections during setup and keeps your account on the current security standards, so you accept cards online without holding raw card data yourself.
Can I send payment links and recurring billing?
Yes. Through the gateway you can email or text a hosted payment link so a customer pays without a full checkout, which is useful for invoices, deposits, and phone orders. You can also set up recurring billing for subscriptions or installment plans, charging a stored card on a schedule automatically. ProTech turns these on during setup and shows your team how to create links and manage recurring profiles, all under one month to month merchant account with no long term contract.
How fast do online payments hit my bank account?
Online card funds typically deposit in 1 to 2 business days after the batch settles, depending on your bank and the cutoff time you batch by. Setting a consistent daily batch time keeps deposits predictable. ProTech configures batching during setup and your funding bank account at onboarding. If a deposit ever looks off, our US based support at (888) 255-0425 can trace the batch and funding for you instead of leaving you to guess.
What are the fees for online payments?
Online and keyed transactions generally run toward the higher end of the 2.3 to 3.5 percent range because card not present sales carry more risk than swiped ones. The bigger factor is your card mix and average ticket, which we quote against your real numbers. Our dual pricing program can also apply online, passing most of the processing cost to the card paying customer. There is no long term contract, so the pricing has to keep earning your business.

Ready to Get started?

Join the US businesses that get paid online with ProTech, with no high flat fees.

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