ONE PARTNER FOR PAYMENTS, TERMINALS & FUNDINGUS-BASED SUPPORT · NO HIDDEN FEESCALL (888) 255-0425

Merchant Services in Houston, TX

Serving Greater Houston from our nearby Katy office, with dual pricing fee recovery, hands-on setup, and US-based support, no contracts.

$250 Million

 Payments Processed Annually

★★★★★5.0onGoogleUS-Based SupportNo Long-Term Contracts
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Lower Houston processing fees with dual pricing and cash discount
Save up to 100%on processing fees
Dual Pricing & Cash Discount
Lower Houston processing fees

From the Energy Corridor to the Galleria, Heights, and Medical Center, Houston businesses pay too much in card fees. Compliant dual pricing posts cash and card prices so card buyers cover most of the cost.

We program your terminals, print compliant receipts, and post the required signage in person across Houston. Texas and card brand compliant, US based, and no long term contracts. Processing usually runs 2.3 to 3.5 percent, and dual pricing helps you recover it.

See how much you could save →
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Houston, Texas

Houston businesses keep more of every sale

From the Energy Corridor and Galleria to Midtown, the Heights, and the Medical Center, Houston businesses run on ProTech terminals and POS. Our Katy office is a short drive away, so shops, restaurants, and service companies get hands-on setup with dual pricing built in.

You get next-day funding, real-time reporting, and a local Houston-area team that answers the phone by name. No call-center scripts, just dependable processing that recovers most of your card fees.

Talk to a payments specialist →
Merchant services and point-of-sale payment processing for your business
One platformevery way to get paid
Ways to Get Paid

Accept payments your customers love

Accept every way your customers want to pay with ProTech Payments, from credit cards to digital wallets, all on one secure merchant account.

Credit & Debit Cards

Credit & Debit Cards

Accept all major credit and debit cards in store, online, and by phone.

Digital Wallets

Digital Wallets

Take contactless payments with Apple Pay and Google Pay.

ACH & Bank Transfers

ACH & Bank Transfers

Collect low-cost ACH and bank transfer payments directly from accounts.

Mobile Payments

Mobile Payments

Accept mobile payments anywhere from your phone or tablet.

QR Codes & SMS Links

QR Codes & SMS Links

Let customers pay instantly with a QR code or a secure SMS link.

Recurring Payments & e-Invoicing

Recurring Payments & e-Invoicing

Automate recurring billing and e-invoicing with QuickBooks sync.

Start accepting every payment
All methods included, with no extra setup and no surprise fees.
Pricing options

Choose the pricing that saves you most

Three ways to price your credit card processing. Most ProTech merchants pick dual pricing to recover their fees.

01

Flat-rate

Simplest setup

One flat rate per sale, simple to read but usually the most expensive option.

  • One predictable rate
  • Easy to understand
  • Best for low volume
~2.6-2.9%effective rate
02

Interchange-plus

Most transparent

Wholesale cost plus a fixed markup, the most transparent rate for higher volume.

  • Full fee transparency
  • Lower cost at scale
  • Best for mid-high volume
~2.1-2.4%effective rate
★ Most popular 03

Dual pricing

Recover your fees

A cash price and a card price at checkout. Card customers cover the fee, so you recover most of your processing fees.

  • Recover most card fees
  • Cash & card price at checkout
  • No long-term contract
≈ $0net processing cost
See which fits my business

Not sure? We’ll recommend the best rate after a free statement review.

Why ProTech

The smarter merchant account

As a Katy-based processor serving Greater Houston, we set up dual pricing to Texas rules, recover most of your card fees, and answer the phone ourselves, with no long-term contracts.

  • PCI DSS Level 1 secure processing with 256-bit encryption
  • Trusted by thousands of U.S. small businesses
  • Get approved in days, not weeks
  • Low transparent pricing with no hidden fees or long-term contracts
Get started today
01

Quick Setup

Get approved fast and start accepting credit card payments online.

02

Flexible APIs

Connect your store with flexible integrations and developer-friendly payment APIs.

03

Security

Built-in fraud prevention and chargeback management tools, ready whenever you need them.

04

Support

Real U.S.-based payment support, available 24/7 by phone and email.

What our merchants say

Rated 5.0 ★ from Google reviews by US businesses that trust ProTech with their payments.

How it works

Set up in three simple steps

From your first call to going live, ProTech makes switching payment processors simple.

1

Send your statement

We review your current credit card processing rates for free, with no obligation.

2

Set up locally

We come to your Houston location, program your terminal or POS, and connect payments.

3

Start saving

Go live with dual pricing and recover most of your credit card processing fees.

ProTech Payments specialists helping a merchant go live
Live in 1-3 daysReal US-based specialists
Start My Free Setup

No long-term contracts · No obligation

FAQ

Frequently asked questions

Everything US merchants ask before switching their credit card processing to ProTech.

Still have questions?

Talk to a real ProTech specialist, no call centers, no scripts.

Talk to a specialist →
or call (888) 255-0425
Do you set up merchant accounts in Houston?
Yes, we set up merchant accounts throughout Houston, from the Energy Corridor and Galleria to Midtown, the Heights, and the Texas Medical Center. Our office sits just west in Katy at 25140 Kingsland Blvd STE 180, a short drive down I-10, so we can meet Houston business owners in person. We review your current processing, configure your terminals or point of sale, and typically have you live in 1 to 3 business days. Call (888) 255-0425 to start.
How far is ProTech from central Houston?
Our office is in Katy at 25140 Kingsland Blvd STE 180, roughly 25 to 30 minutes from the Galleria and downtown Houston via I-10, depending on traffic. That keeps us close enough to handle in-person setup across the Energy Corridor, Midtown, the Heights, and the Medical Center. Many providers route Houston merchants to a national call center. We send a local rep instead, which makes installing equipment and training staff far simpler for your team.
Is dual pricing legal in Houston, Texas?
Yes, dual pricing is legal in Houston and across Texas when the pricing is disclosed properly before checkout. It displays a cash price and a card price so customers choose with full information. Configured correctly, it recovers most of your card processing costs while meeting state and card brand rules. We handle the compliant signage, receipt wording, and terminal programming for Houston merchants from our Katy office, whether you are in Midtown, the Galleria, or the Energy Corridor.
How fast can a Houston business switch?
Most Houston businesses are up and running in 1 to 3 business days. We begin by reading your current statement to confirm real savings, then program your equipment and support the first live transactions. Since Katy is a short I-10 drive from the Energy Corridor, Galleria, and Heights, we can deliver and install equipment in person that same week. With no long term contracts, you can switch and evaluate the results without being locked in.
Which Houston businesses do you work with?
We work with Houston retailers, restaurants, bars, salons, auto and repair shops, clinics, and professional offices. That spans Galleria boutiques, Midtown and Heights restaurants, Energy Corridor offices, and Medical Center practices. Whether you run one counter or several locations across the metro, we match the terminals, point of sale, and dual pricing setup to your volume and ticket sizes. Call (888) 255-0425 and we will tell you straight whether we can save you money.
Do you offer in-person setup in Houston?
Yes, we provide in-person setup throughout Houston. From our Katy office at 25140 Kingsland Blvd STE 180, a rep drives I-10 to install equipment, train your staff, and answer questions on site in the Galleria, Energy Corridor, Midtown, the Heights, or near the Medical Center. After launch, you reach US-based phone support at (888) 255-0425 rather than an offshore line. Our 5.0 Google rating reflects the kind of hands on service Houston owners get.

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