Get a FREE rate analysis and see exactly how much our dual pricing program puts back in your pocket. New merchants also get a FREE smart terminal.
More than credit card processing, ProTech delivers full merchant services with transparent pricing, U.S.-based experts, and payment solutions tailored to how you get paid.
Payments Processed Annually
Most Katy businesses lose 2.3 to 3.5 percent on every card sale across the counter, online, and in the field. ProTech consolidates those channels under one dual pricing or cash discount program that recovers the bulk of it.
We post a cash price and a card price so card customers cover the processing cost, then program your terminals and POS, supply signage and receipts, and keep you compliant with card brand rules and Texas law. US-based support, no long-term contracts.
See how much you could save →



















Every business takes payments differently. Whether you run a retail counter, a restaurant, a service company, or sell online, ProTech Payments matches you with the right mix of terminals, point-of-sale systems, and online checkout tools, all connected to one secure gateway.
You get next-day funding, real-time reporting, and U.S.-based account support from a team that knows your account by name. No call-center scripts, no surprise statements, just dependable payment processing that grows with you.
Talk to a payments specialist →Accept every way your customers want to pay with ProTech Payments, from credit cards to digital wallets, all on one secure merchant account.

Accept all major credit and debit cards in store, online, and by phone.

Take contactless payments with Apple Pay and Google Pay.

Collect low-cost ACH and bank transfer payments directly from accounts.

Accept mobile payments anywhere from your phone or tablet.

Let customers pay instantly with a QR code or a secure SMS link.

Automate recurring billing and e-invoicing with QuickBooks sync.
Three ways to price your credit card processing. Most ProTech merchants pick dual pricing to recover their fees.
Simplest setup
One flat rate per sale, simple to read but usually the most expensive option.
Most transparent
Wholesale cost plus a fixed markup, the most transparent rate for higher volume.
Recover your fees
A cash price and a card price at checkout. Card customers cover the fee, so you recover most of your processing fees.
Not sure? We’ll recommend the best rate after a free statement review.
As a U.S.-based payment processor trusted by thousands of merchants, we pair bank-grade security with low, transparent pricing, so you get enterprise-level reliability without the hidden fees, plus a support team that actually answers when you call.
Get approved fast and start accepting credit card payments online.
Connect your store with flexible integrations and developer-friendly payment APIs.
Built-in fraud prevention and chargeback management tools, ready whenever you need them.
Real U.S.-based payment support, available 24/7 by phone and email.
Rated 5.0 ★ from Google reviews by US businesses that trust ProTech with their payments.
“ProTech Payments delivers top-notch service every time! Eddie truly goes above and beyond - his customer service is unmatched. He's knowledgeable, responsive, and makes the entire process smooth and stress-free.”
“Eddie has been an amazing resource as we are learning our new credit card POS system! We are going on a year in our partnership and couldn't be more pleased with the customer service he offers. Highly recommend!”
“I've been using ProTech Payments for years now for online transactions and tech deposits for my business, and honestly it's been one of the best payment systems I've worked with.”
“Customer service was excellent and will be using them again! Eddy was everything and then some!”
“Great person to work with and always there when you need something or have any issue. Definitely recommend Eddy for any business plan.”
“Excellent customer service. Would recommend to anybody!”
From your first call to going live, ProTech makes switching payment processors simple.
We review your current credit card processing rates for free, with no obligation.
We set up your NMI or Authorize.net gateway and connect your site, terminal & billing.
Go live with dual pricing and recover most of your credit card processing fees.
No long-term contracts · No obligation
Everything US merchants ask before switching their credit card processing to ProTech.
Talk to a real ProTech specialist, no call centers, no scripts.
Talk to a specialist →Join the growing community of US businesses that trust ProTech Payments for low-fee credit card processing.

