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Dual pricing, PCI compliance, POS strategy & operational playbooks for SMBs.
A credit card surcharge is a fee a merchant adds to a transaction to recover the cost of accepting a credit card, capped at the merchant’s actual cost o…
Dual pricing is a payment model where a business displays two prices for the same item, one for cash and one for card, so the customer covers the cost o…
A payment gateway is the software layer that authorizes and encrypts card transactions between a customer’s bank and your merchant account. It captures …
A high-risk merchant account is a payment processing agreement reserved for businesses that card networks and acquiring banks classify as carrying eleva…
A cash discount program is a pricing structure that posts a single list price for goods and services, then applies a discount at checkout when a custome…
ACH (Automated Clearing House) transfers and credit card payments are the two dominant ways US businesses collect money electronically, and they price v…
ProTech Payments is a merchant services and credit card processing provider based in Katy, Texas, about 25 miles southwest of Tomball, and we work with …
Interchange is the wholesale fee that a merchant’s bank (the acquirer) pays to a cardholder’s bank (the issuer) every time a customer pays with a credit…
A payment gateway is the technology that authorizes a card transaction by securely passing payment data between your customer, your business, the card n…
A merchant account is a specialized bank account that lets a business accept card payments (Visa, Mastercard, American Express, Discover) and move the f…
