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Gift Cards and Loyalty Repeat Visits

Sell branded gift cards and reward repeat customers right on your terminal or POS, with US-based support and no long-term contracts.

$250 Million

 Payments Processed Annually

★★★★★5.0onGoogleUS-Based SupportNo Long-Term Contracts
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Protect Margins on Gift and Loyalty with dual pricing and cash discount
Save up to 100%on processing fees
Dual Pricing & Cash Discount
Protect Margins on Gift and Loyalty

Gift and loyalty programs run on thin margins, so processing fees hurt. Dual pricing posts a cash and card price so card customers cover most of the fee, keeping your reward dollars working instead of going to the processor.

We set up the signage, receipts, and terminal programming alongside your gift and loyalty tools, all compliant with card-brand rules and state law. Processing usually runs 2.3 to 3.5 percent, and dual pricing keeps that off your margin. US-based support, no long-term contracts.

See how much you could save →
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Gift & Loyalty

Bring customers back and lift each ticket

Gift cards and loyalty turn one-time buyers into regulars. ProTech sets up branded physical and digital gift cards plus points or visit-based rewards, right on your terminal or POS, so you lift average ticket size and repeat visits without a separate app or vendor.

You get branded cards, simple rewards tracking, and U.S.-based support that loads it onto your existing equipment. One system for payments, gift, and loyalty, with clear reporting and no extra hardware.

Talk to a payments specialist →
Merchant services and point-of-sale payment processing for your business
One platformevery way to get paid
Ways to Get Paid

Accept payments your customers love

Accept every way your customers want to pay with ProTech Payments, from credit cards to digital wallets, all on one secure merchant account.

Credit & Debit Cards

Credit & Debit Cards

Accept all major credit and debit cards in store, online, and by phone.

Digital Wallets

Digital Wallets

Take contactless payments with Apple Pay and Google Pay.

ACH & Bank Transfers

ACH & Bank Transfers

Collect low-cost ACH and bank transfer payments directly from accounts.

Mobile Payments

Mobile Payments

Accept mobile payments anywhere from your phone or tablet.

QR Codes & SMS Links

QR Codes & SMS Links

Let customers pay instantly with a QR code or a secure SMS link.

Recurring Payments & e-Invoicing

Recurring Payments & e-Invoicing

Automate recurring billing and e-invoicing with QuickBooks sync.

Start accepting every payment
All methods included, with no extra setup and no surprise fees.
Pricing options

Choose the pricing that saves you most

Three ways to price your credit card processing. Most ProTech merchants pick dual pricing to recover their fees.

01

Flat-rate

Simplest setup

One flat rate per sale, simple to read but usually the most expensive option.

  • One predictable rate
  • Easy to understand
  • Best for low volume
~2.6-2.9%effective rate
02

Interchange-plus

Most transparent

Wholesale cost plus a fixed markup, the most transparent rate for higher volume.

  • Full fee transparency
  • Lower cost at scale
  • Best for mid-high volume
~2.1-2.4%effective rate
★ Most popular 03

Dual pricing

Recover your fees

A cash price and a card price at checkout. Card customers cover the fee, so you recover most of your processing fees.

  • Recover most card fees
  • Cash & card price at checkout
  • No long-term contract
≈ $0net processing cost
See which fits my business

Not sure? We’ll recommend the best rate after a free statement review.

Why ProTech

The smarter merchant account

As a U.S.-based processor, we build gift and loyalty into the terminal or POS you already use, so you reward regulars and lift tickets without another vendor, plus support that answers when you call and no long-term contracts.

  • PCI DSS Level 1 secure processing with 256-bit encryption
  • Trusted by thousands of U.S. small businesses
  • Get approved in days, not weeks
  • Low transparent pricing with no hidden fees or long-term contracts
Get started today
01

Quick Setup

Get approved fast and start accepting credit card payments online.

02

Flexible APIs

Connect your store with flexible integrations and developer-friendly payment APIs.

03

Security

Built-in fraud prevention and chargeback management tools, ready whenever you need them.

04

Support

Real U.S.-based payment support, available 24/7 by phone and email.

What our merchants say

Rated 5.0 ★ from Google reviews by US businesses that trust ProTech with their payments.

How it works

Set up in three simple steps

From your first call to going live, ProTech makes switching payment processors simple.

1

Send your statement

We review your current credit card processing rates for free, with no obligation.

2

Add gift cards

We load branded gift cards and loyalty rewards onto your terminal or POS.

3

Start saving

Go live with dual pricing and recover most of your credit card processing fees.

ProTech Payments specialists helping a merchant go live
Live in 1-3 daysReal US-based specialists
Start My Free Setup

No long-term contracts · No obligation

FAQ

Frequently asked questions

Everything US merchants ask before switching their credit card processing to ProTech.

Still have questions?

Talk to a real ProTech specialist, no call centers, no scripts.

Talk to a specialist →
or call (888) 255-0425
What is a gift card and loyalty program?
A gift card and loyalty program lets you sell branded stored-value cards and reward repeat customers for coming back. Gift cards bring in cash upfront and pull new shoppers in when recipients redeem them. Loyalty rewards, like points or visit-based perks, encourage existing customers to return more often. Together they raise average spend and repeat visits. ProTech sets up both through your point-of-sale system so cards and rewards track automatically without extra manual work at the counter.
Physical or digital gift cards: which should I use?
Both have a place, and many businesses offer them together. Physical cards work well for in-store impulse buys, gifting, and counter displays, while digital cards are easier to sell online, send by email, and reload from a phone. Digital also cuts the cost and waiting time of printing plastic. ProTech can set up physical cards, digital cards, or a combined program tied to your point-of-sale, so balances stay in sync no matter how a customer bought the card.
What types of loyalty programs are there?
Common loyalty models include points-based programs where customers earn points per dollar, visit-based punch-card style rewards, tiered programs with growing perks, and cash-back style credits. The right one depends on how often customers buy and your margins. A coffee shop might use visit rewards, while a retailer leans toward points. ProTech helps you pick a structure that fits your business and configures it in your POS so rewards apply automatically at checkout.
Do gift cards and loyalty actually lift sales?
Yes, gift cards and loyalty programs reliably lift sales in a few ways. Gift cards collect money upfront, and recipients often spend more than the card value when they redeem. Loyalty rewards increase how often customers return and how much they spend per visit. A portion of gift cards also go unredeemed, which is pure margin. The honest tradeoff is that you fund the rewards, so the gain comes from higher repeat traffic and larger tickets over time.
What hardware do I need?
For digital cards and loyalty, you often need nothing beyond your existing point-of-sale, since balances live in software. Physical gift cards need a card reader or scanner at the register to swipe or scan them, which most modern terminals already handle. If you want printed branded cards, those are produced separately and loaded into the system. ProTech reviews your current setup and tells you exactly what, if anything, you need to add before launching.
How do I brand and set up the program?
ProTech sets up your gift card and loyalty program in 1 to 3 business days once your account is active. You provide your logo and colors for branding, and we configure the card design, reward rules, and redemption settings in your POS. Physical cards take a bit longer if you order printed plastic. There is no long-term contract, so you can adjust or end the program anytime. Call (888) 255-0425 to map it to your business.

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Bring customers back with gift cards and loyalty on your terminal, no extra hardware.

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