Restaurant Payment Processing & POS ┃ ProTech Payments

Recover Card Fees on Every Check with dual pricing and cash discount

Save up to 100%on processing fees

Dual Pricing & Cash Discount

Recover Card Fees on Every Check

Restaurant margins run thin at 3 to 6 percent, so a 3 percent card fee can eat a whole table. Dual pricing posts a cash and card price per check, so card guests cover most of the processing cost.

We work the fee into your menu pricing and POS, set up signage and receipts, and keep tips and totals clean. Compliant with card brand rules and Texas law, US based support, no long term contracts. Processing runs 2.3 to 3.5 percent before recovery.

See how much you could save →

Restaurants

POS and payments built for restaurants

From full-service dining to quick-service, food trucks, and bars, ProTech sets up restaurant POS with menus, tables, tabs, tipping, and a kitchen display, plus online ordering, all on one gateway with dual pricing built in.

You get fast checkout during the rush, tip adjustment, server logins, and U.S.-based support that fixes issues the same day. Recover most of your card fees without raising menu prices.

Talk to a payments specialist →

Merchant services and point-of-sale payment processing for your business

One platformevery way to get paid

Restaurant tools

Built for the rush

Everything a restaurant needs to ring up tables, takeout, and tips on one fast system, with dual pricing built in.

Menus and modifiers

Build menus, modifiers, and combos that ring up fast.

Tables and tabs

Open, split, and move tabs across tables and the bar.

Tip adjust

Servers add and adjust tips at close, with per-shift tip reports.

Kitchen display

Send orders to a kitchen display, no paper tickets.

Online ordering

Take online and QR-code orders on the same system and payouts.

Gift cards and loyalty

Branded gift cards and rewards that bring diners back.

Start accepting every payment →

All methods included, with no extra setup and no surprise fees.

Pricing options

Choose the pricing that saves you most

Three ways to price your credit card processing. Most ProTech merchants pick dual pricing to recover their fees.

Flat-rate

Simplest setup

One flat rate per sale, simple to read but usually the most expensive option.

✓One predictable rate
✓Easy to understand
✓Best for low volume

~2.6-2.9%effective rate

Interchange-plus

Most transparent

Wholesale cost plus a fixed markup, the most transparent rate for higher volume.

✓Full fee transparency
✓Lower cost at scale
✓Best for mid-high volume

~2.1-2.4%effective rate

★ Most popular 03

Dual pricing

Recover your fees

A cash price and a card price at checkout. Card customers cover the fee, so you recover most of your processing fees.

✓Recover most card fees
✓Cash & card price at checkout
✓No long-term contract

≈ $0net processing cost

See which fits my business →

Not sure? We’ll recommend the best rate after a free statement review.

Why ProTech

The smarter restaurant POS

As a U.S.-based processor serving local restaurants, we set up dual pricing so card fees stop eating thin margins, with fast POS, tableside tools, and support that answers when you call, and no long-term contracts.

✓ PCI DSS Level 1 secure processing with 256-bit encryption
✓ Trusted by thousands of U.S. small businesses
✓ Get approved in days, not weeks
✓ Low transparent pricing with no hidden fees or long-term contracts

Get started today →

Quick Setup

Get approved fast and start accepting credit card payments online.

Flexible APIs

Connect your store with flexible integrations and developer-friendly payment APIs.

Security

Built-in fraud prevention and chargeback management tools, ready whenever you need them.

Support

Real U.S.-based payment support, available 24/7 by phone and email.

What our merchants say

Rated 5.0 ★ from Google reviews by US businesses that trust ProTech with their payments.

★★★★★

“ProTech Payments delivers top-notch service every time! Eddie truly goes above and beyond - his customer service is unmatched. He's knowledgeable, responsive, and makes the entire process smooth and stress-free.”

Cassie Ball · Google review

★★★★★

“Eddie has been an amazing resource as we are learning our new credit card POS system! We are going on a year in our partnership and couldn't be more pleased with the customer service he offers. Highly recommend!”

Tim Smith · Google review

★★★★★

“I've been using ProTech Payments for years now for online transactions and tech deposits for my business, and honestly it's been one of the best payment systems I've worked with.”

Jarex LI · Google review

★★★★★

“Customer service was excellent and will be using them again! Eddy was everything and then some!”

Christian Zenon · Google review

★★★★★

“Great person to work with and always there when you need something or have any issue. Definitely recommend Eddy for any business plan.”

Maynor Rivas · Google review

★★★★★

“Excellent customer service. Would recommend to anybody!”

abed balbeisi · Google review

★ Read all 7 reviews on Google →

How it works

Set up in three simple steps

From your first call to going live, ProTech makes switching payment processors simple.

Send your statement

We review your current credit card processing rates for free, with no obligation.

Set up your POS

We program your menu, tables, and tips, then connect ordering and payments.

Start saving

Go live with dual pricing and recover most of your credit card processing fees.

ProTech Payments specialists helping a merchant go live

✓Live in 1-3 daysReal US-based specialists

Start My Free Setup →

No long-term contracts · No obligation

FAQ

Frequently asked questions

Everything US merchants ask before switching their credit card processing to ProTech.

Still have questions?

Talk to a real ProTech specialist, no call centers, no scripts.

Talk to a specialist →

or call (888) 255-0425

Does dual pricing work with thin restaurant margins?

Yes, and thin margins are exactly why most restaurants adopt it. Dual pricing posts a card price and a lower cash price, so the card transaction recovers most of the processing fee instead of eating into your 3 to 6 percent net. On a 60 dollar check that fee is roughly 1.50 to 2 dollars you keep. It stays compliant because the cash price is clearly shown and tips are calculated on the menu price, not the adjustment. Setup runs 1 to 3 business days.

Can I run tables, tabs, and split checks on the POS?

Yes. ProTech sets up restaurant POS that handles open tabs, table maps, course firing, and splitting a check by seat, item, or even percentage. Servers can move an item between tables, merge two tabs, or split one ticket across four cards without restarting the order. Bar tabs hold a pre-authorization on the card and close out with the final tip. Everything syncs to one reporting dashboard so you reconcile sales, voids, and comps at close.

How are tips handled with dual pricing on cards?

Tips are calculated on the menu price, not on the card adjustment, which keeps you compliant and keeps servers whole. The customer tips on the food and drink subtotal, the dual pricing line sits separately, and the full tip flows to the server in the tip pool or batch payout. Card tips settle with the daily batch and report per server, so payroll and tip reporting stay clean. We configure suggested tip percentages on the food subtotal during onboarding.

Do you support QR code and online ordering?

Yes. ProTech connects QR table ordering, online pickup, and delivery menus to the same merchant account, so dine-in and digital orders land in one batch and one report. Guests scan a code, order from their phone, and pay with card or digital wallet, and the ticket prints or hits the kitchen display directly. Dual pricing can apply online the same way it does in house. There is no separate contract for the online channel and no long-term commitment.

Will it connect to a kitchen display system?

Yes. Orders from servers, QR ordering, and online all route to a kitchen display or printer so the line sees tickets in real time with modifiers, allergies, and course timing. You can split routing so cold apps go to one station and the grill sees entrees, which cuts ticket times during a rush. The KDS bumps completed items and tracks prep speed for reporting. We map your stations during the 1 to 3 day setup so it matches your actual kitchen flow.

What does it cost to switch and is there a contract?

There is no long-term contract and no early termination fee, so you can leave if it does not perform. Most restaurants pay little to nothing in net processing cost once dual pricing recovers the fees, and the POS hardware is quoted up front with no surprise leases. US-based support answers the phone at (888) 255-0425 when a terminal acts up on a Friday night. Switching takes 1 to 3 business days and we help reprogram menus so you are not closed.

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Restaurant Payments and POS

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POS and payments built for restaurants