Get a FREE rate analysis and see exactly how much our dual pricing program puts back in your pocket. New merchants also get a FREE smart terminal.
Turn your card sales into fast working capital, repaid as a small share of future sales, with clear terms and real US-based support.
Payments Processed Annually
Funding gives you cash now, but recovering your processing fees frees up money every single month. Dual pricing posts a cash and card price so card customers cover most of the fee instead of your bottom line.
We set up the signage, receipts, and programming to keep everything compliant with card-brand rules and state law. Processing usually runs 2.3 to 3.5 percent, so recovery adds real cash alongside your funding. US-based support, no long-term contracts.
See how much you could save →



















Need cash for inventory, payroll, or expansion? ProTech merchants can access working capital based on their card volume, with funds in days and repayment as a small, automatic share of future sales. This is business funding, not a terminal lease and not a fixed bank loan.
You get a quick offer based on your processing history, fast funding, and flexible repayment that flexes with your sales. No collateral demands, no fixed monthly loan payment, and U.S.-based support that explains every number.
Talk to a payments specialist →Accept every way your customers want to pay with ProTech Payments, from credit cards to digital wallets, all on one secure merchant account.

Accept all major credit and debit cards in store, online, and by phone.

Take contactless payments with Apple Pay and Google Pay.

Collect low-cost ACH and bank transfer payments directly from accounts.

Accept mobile payments anywhere from your phone or tablet.

Let customers pay instantly with a QR code or a secure SMS link.

Automate recurring billing and e-invoicing with QuickBooks sync.
Three ways to price your credit card processing. Most ProTech merchants pick dual pricing to recover their fees.
Simplest setup
One flat rate per sale, simple to read but usually the most expensive option.
Most transparent
Wholesale cost plus a fixed markup, the most transparent rate for higher volume.
Recover your fees
A cash price and a card price at checkout. Card customers cover the fee, so you recover most of your processing fees.
Not sure? We’ll recommend the best rate after a free statement review.
As a U.S.-based processor, we turn your card volume into fast working capital, repaid as a small share of sales, so slow weeks cost less, with clear terms, support that answers when you call, and no hidden fees.
Get approved fast and start accepting credit card payments online.
Connect your store with flexible integrations and developer-friendly payment APIs.
Built-in fraud prevention and chargeback management tools, ready whenever you need them.
Real U.S.-based payment support, available 24/7 by phone and email.
Rated 5.0 ★ from Google reviews by US businesses that trust ProTech with their payments.
“ProTech Payments delivers top-notch service every time! Eddie truly goes above and beyond - his customer service is unmatched. He's knowledgeable, responsive, and makes the entire process smooth and stress-free.”
“Eddie has been an amazing resource as we are learning our new credit card POS system! We are going on a year in our partnership and couldn't be more pleased with the customer service he offers. Highly recommend!”
“I've been using ProTech Payments for years now for online transactions and tech deposits for my business, and honestly it's been one of the best payment systems I've worked with.”
“Customer service was excellent and will be using them again! Eddy was everything and then some!”
“Great person to work with and always there when you need something or have any issue. Definitely recommend Eddy for any business plan.”
“Excellent customer service. Would recommend to anybody!”
From your first call to going live, ProTech makes switching payment processors simple.
We review your current credit card processing rates for free, with no obligation.
We review your card volume and return a fast working-capital offer with clear terms.
Go live with dual pricing and recover most of your credit card processing fees.
No long-term contracts · No obligation
Everything US merchants ask before switching their credit card processing to ProTech.
Talk to a real ProTech specialist, no call centers, no scripts.
Talk to a specialist →Turn your card sales into fast working capital with clear terms, from a team that answers.

