Get a FREE rate analysis and see exactly how much our dual pricing program puts back in your pocket. New merchants also get a FREE smart terminal.
Offset your card processing fees with a compliant cash discount program, set up with signage and receipts by a US-based team, no contracts.
Payments Processed Annually
A cash discount rewards customers who pay cash with a lower price, while dual pricing posts both a cash and card price up front. Either way, card customers cover most of the processing fee instead of you.
We program your terminals, print the signage, and set the receipt language to keep everything compliant with card-brand rules and state law. With processing at roughly 2.3 to 3.5 percent, recovery is real money each month. US-based support, no long-term contracts.
See how much you could save →



















A cash discount program posts your regular price and gives a discount to customers who pay cash. Card customers pay the listed price, which offsets your processing cost, while cash buyers save. ProTech sets up the signage, receipts, and terminal so it stays compliant.
You get compliant signage, a clear receipt line, and U.S.-based support that configures it for you. It is a simple, legal way to lower what card fees cost your business without raising your core prices.
Talk to a payments specialist →Accept every way your customers want to pay with ProTech Payments, from credit cards to digital wallets, all on one secure merchant account.

Accept all major credit and debit cards in store, online, and by phone.

Take contactless payments with Apple Pay and Google Pay.

Collect low-cost ACH and bank transfer payments directly from accounts.

Accept mobile payments anywhere from your phone or tablet.

Let customers pay instantly with a QR code or a secure SMS link.

Automate recurring billing and e-invoicing with QuickBooks sync.
Three ways to price your credit card processing. Most ProTech merchants pick dual pricing to recover their fees.
Simplest setup
One flat rate per sale, simple to read but usually the most expensive option.
Most transparent
Wholesale cost plus a fixed markup, the most transparent rate for higher volume.
Recover your fees
A cash price and a card price at checkout. Card customers cover the fee, so you recover most of your processing fees.
Not sure? We’ll recommend the best rate after a free statement review.
As a U.S.-based processor, we build your cash discount program to card-brand and Texas rules, so cash customers save and your card fees are offset, with clean signage and support that answers when you call, and no long-term contracts.
Get approved fast and start accepting credit card payments online.
Connect your store with flexible integrations and developer-friendly payment APIs.
Built-in fraud prevention and chargeback management tools, ready whenever you need them.
Real U.S.-based payment support, available 24/7 by phone and email.
Rated 5.0 ★ from Google reviews by US businesses that trust ProTech with their payments.
“ProTech Payments delivers top-notch service every time! Eddie truly goes above and beyond - his customer service is unmatched. He's knowledgeable, responsive, and makes the entire process smooth and stress-free.”
“Eddie has been an amazing resource as we are learning our new credit card POS system! We are going on a year in our partnership and couldn't be more pleased with the customer service he offers. Highly recommend!”
“I've been using ProTech Payments for years now for online transactions and tech deposits for my business, and honestly it's been one of the best payment systems I've worked with.”
“Customer service was excellent and will be using them again! Eddy was everything and then some!”
“Great person to work with and always there when you need something or have any issue. Definitely recommend Eddy for any business plan.”
“Excellent customer service. Would recommend to anybody!”
From your first call to going live, ProTech makes switching payment processors simple.
We review your current credit card processing rates for free, with no obligation.
We program the discount on your terminal and post compliant cash signage.
Go live with dual pricing and recover most of your credit card processing fees.
No long-term contracts · No obligation
Everything US merchants ask before switching their credit card processing to ProTech.
Talk to a real ProTech specialist, no call centers, no scripts.
Talk to a specialist →Offset your card fees with a compliant cash discount program, set up for you, no contracts.

