Get a FREE rate analysis and see exactly how much our dual pricing program puts back in your pocket. New merchants also get a FREE smart terminal.
Sell branded gift cards and reward repeat customers right on your terminal or POS, with US-based support and no long-term contracts.
Payments Processed Annually
Gift and loyalty programs run on thin margins, so processing fees hurt. Dual pricing posts a cash and card price so card customers cover most of the fee, keeping your reward dollars working instead of going to the processor.
We set up the signage, receipts, and terminal programming alongside your gift and loyalty tools, all compliant with card-brand rules and state law. Processing usually runs 2.3 to 3.5 percent, and dual pricing keeps that off your margin. US-based support, no long-term contracts.
See how much you could save →



















Gift cards and loyalty turn one-time buyers into regulars. ProTech sets up branded physical and digital gift cards plus points or visit-based rewards, right on your terminal or POS, so you lift average ticket size and repeat visits without a separate app or vendor.
You get branded cards, simple rewards tracking, and U.S.-based support that loads it onto your existing equipment. One system for payments, gift, and loyalty, with clear reporting and no extra hardware.
Talk to a payments specialist →Accept every way your customers want to pay with ProTech Payments, from credit cards to digital wallets, all on one secure merchant account.

Accept all major credit and debit cards in store, online, and by phone.

Take contactless payments with Apple Pay and Google Pay.

Collect low-cost ACH and bank transfer payments directly from accounts.

Accept mobile payments anywhere from your phone or tablet.

Let customers pay instantly with a QR code or a secure SMS link.

Automate recurring billing and e-invoicing with QuickBooks sync.
Three ways to price your credit card processing. Most ProTech merchants pick dual pricing to recover their fees.
Simplest setup
One flat rate per sale, simple to read but usually the most expensive option.
Most transparent
Wholesale cost plus a fixed markup, the most transparent rate for higher volume.
Recover your fees
A cash price and a card price at checkout. Card customers cover the fee, so you recover most of your processing fees.
Not sure? We’ll recommend the best rate after a free statement review.
As a U.S.-based processor, we build gift and loyalty into the terminal or POS you already use, so you reward regulars and lift tickets without another vendor, plus support that answers when you call and no long-term contracts.
Get approved fast and start accepting credit card payments online.
Connect your store with flexible integrations and developer-friendly payment APIs.
Built-in fraud prevention and chargeback management tools, ready whenever you need them.
Real U.S.-based payment support, available 24/7 by phone and email.
Rated 5.0 ★ from Google reviews by US businesses that trust ProTech with their payments.
“ProTech Payments delivers top-notch service every time! Eddie truly goes above and beyond - his customer service is unmatched. He's knowledgeable, responsive, and makes the entire process smooth and stress-free.”
“Eddie has been an amazing resource as we are learning our new credit card POS system! We are going on a year in our partnership and couldn't be more pleased with the customer service he offers. Highly recommend!”
“I've been using ProTech Payments for years now for online transactions and tech deposits for my business, and honestly it's been one of the best payment systems I've worked with.”
“Customer service was excellent and will be using them again! Eddy was everything and then some!”
“Great person to work with and always there when you need something or have any issue. Definitely recommend Eddy for any business plan.”
“Excellent customer service. Would recommend to anybody!”
From your first call to going live, ProTech makes switching payment processors simple.
We review your current credit card processing rates for free, with no obligation.
We load branded gift cards and loyalty rewards onto your terminal or POS.
Go live with dual pricing and recover most of your credit card processing fees.
No long-term contracts · No obligation
Everything US merchants ask before switching their credit card processing to ProTech.
Talk to a real ProTech specialist, no call centers, no scripts.
Talk to a specialist →Bring customers back with gift cards and loyalty on your terminal, no extra hardware.

