Auto Repair Shop Payment Processing ┃ ProTech Payments

Keep Fees Off Big Repair Tickets with dual pricing and cash discount

Save up to 100%on processing fees

Dual Pricing & Cash Discount

Keep Fees Off Big Repair Tickets

On a large repair invoice the card fee can run 50 to 65 dollars. Dual pricing posts a cash and card total, so the customer paying by card covers most of that processing cost instead of your shop.

We set up your invoicing, terminal, and the signage and receipt language that keeps it clean on high ticket jobs. Compliant with card brand rules and Texas law, US based support, and no long term contracts. Card processing typically runs 2.3 to 3.5 percent before recovery.

See how much you could save →

Auto Repair

Payments built for auto repair shops

From repair and tire shops to body and detailing, ProTech sets up counter terminals, mobile and text-to-pay for the bay, deposits, saved cards, and dual pricing that offsets the high card fees on big repair tickets, all on one account.

You get fast approvals on large invoices, deposits, saved cards for repeat customers, and U.S.-based support. Recover most of your card fees on every big-ticket repair.

Talk to a payments specialist →

Merchant services and point-of-sale payment processing for your business

One platformevery way to get paid

Auto shop tools

Built for the bay

Everything an auto shop needs to take big-ticket payments at the counter or the bay, with dual pricing built in.

Big-ticket terminals

Take large repair payments at the counter with tap and chip.

Text-to-pay

Send a pay link by text so customers pay before pickup.

Deposits

Collect deposits up front and the balance at pickup.

Saved cards

Store cards for repeat customers and approved repairs.

Mobile in the bay

Take a card anywhere in the shop on a phone or reader.

Recover big fees

Dual pricing offsets the high card fees on large tickets.

Start accepting every payment →

All methods included, with no extra setup and no surprise fees.

Pricing options

Choose the pricing that saves you most

Three ways to price your credit card processing. Most ProTech merchants pick dual pricing to recover their fees.

Flat-rate

Simplest setup

One flat rate per sale, simple to read but usually the most expensive option.

✓One predictable rate
✓Easy to understand
✓Best for low volume

~2.6-2.9%effective rate

Interchange-plus

Most transparent

Wholesale cost plus a fixed markup, the most transparent rate for higher volume.

✓Full fee transparency
✓Lower cost at scale
✓Best for mid-high volume

~2.1-2.4%effective rate

★ Most popular 03

Dual pricing

Recover your fees

A cash price and a card price at checkout. Card customers cover the fee, so you recover most of your processing fees.

✓Recover most card fees
✓Cash & card price at checkout
✓No long-term contract

≈ $0net processing cost

See which fits my business →

Not sure? We’ll recommend the best rate after a free statement review.

Why ProTech

The smarter auto shop POS

As a U.S.-based processor serving local auto shops, we set up dual pricing so card fees stop eating margin on big repairs, with counter and mobile payments and support that answers when you call, no contracts.

✓ PCI DSS Level 1 secure processing with 256-bit encryption
✓ Trusted by thousands of U.S. small businesses
✓ Get approved in days, not weeks
✓ Low transparent pricing with no hidden fees or long-term contracts

Get started today →

Quick Setup

Get approved fast and start accepting credit card payments online.

Flexible APIs

Connect your store with flexible integrations and developer-friendly payment APIs.

Security

Built-in fraud prevention and chargeback management tools, ready whenever you need them.

Support

Real U.S.-based payment support, available 24/7 by phone and email.

What our merchants say

Rated 5.0 ★ from Google reviews by US businesses that trust ProTech with their payments.

★★★★★

“ProTech Payments delivers top-notch service every time! Eddie truly goes above and beyond - his customer service is unmatched. He's knowledgeable, responsive, and makes the entire process smooth and stress-free.”

Cassie Ball · Google review

★★★★★

“Eddie has been an amazing resource as we are learning our new credit card POS system! We are going on a year in our partnership and couldn't be more pleased with the customer service he offers. Highly recommend!”

Tim Smith · Google review

★★★★★

“I've been using ProTech Payments for years now for online transactions and tech deposits for my business, and honestly it's been one of the best payment systems I've worked with.”

Jarex LI · Google review

★★★★★

“Customer service was excellent and will be using them again! Eddy was everything and then some!”

Christian Zenon · Google review

★★★★★

“Great person to work with and always there when you need something or have any issue. Definitely recommend Eddy for any business plan.”

Maynor Rivas · Google review

★★★★★

“Excellent customer service. Would recommend to anybody!”

abed balbeisi · Google review

★ Read all 7 reviews on Google →

How it works

Set up in three simple steps

From your first call to going live, ProTech makes switching payment processors simple.

Send your statement

We review your current credit card processing rates for free, with no obligation.

Set up payments

We set up your counter terminal, text-to-pay, and dual pricing on big tickets.

Start saving

Go live with dual pricing and recover most of your credit card processing fees.

ProTech Payments specialists helping a merchant go live

✓Live in 1-3 daysReal US-based specialists

Start My Free Setup →

No long-term contracts · No obligation

FAQ

Frequently asked questions

Everything US merchants ask before switching their credit card processing to ProTech.

Still have questions?

Talk to a real ProTech specialist, no call centers, no scripts.

Talk to a specialist →

or call (888) 255-0425

How does fee recovery work on big repair invoices?

On a 1,800 dollar repair, standard processing can cost you 50 to 65 dollars, and dual pricing recovers most of that by posting a card price and a lower cash price. The customer sees both before paying, so it stays compliant, and you keep margin that big-ticket jobs would otherwise bleed. For a shop closing several four-figure tickets a week, that is hundreds back monthly. It works the same whether they pay at the counter, by text link, or on a saved card.

Can customers approve and pay repairs by text?

Yes. Text-to-pay sends the customer a secure link to view the invoice and pay from their phone, which is how a lot of repair shops collect now. They approve the estimate, you do the work, and you text the final invoice so they pay before pickup, even if they are at their job. The card is processed on your account with dual pricing applied, and the payment posts to your batch instantly. No app to download and no terminal needed on their end.

Can I take a deposit before ordering parts?

Yes. You can charge a deposit up front to cover parts on a large or custom job, then apply it to the final invoice. Send a text-to-pay link or run the card at the counter for, say, 40 percent down on a 2,500 dollar engine job, order the parts, and bill the balance at pickup. The deposit and final payment both report under the same ticket. This protects you on special-order parts that you cannot return if the customer walks.

Can I save a card on file for return customers?

Yes. With customer consent you can securely store a card on file so repeat customers and fleet accounts pay without re-entering details each visit. Card data is tokenized and PCI compliant, so you are not holding raw numbers in a drawer. For fleet or commercial accounts you can bill multiple vehicles to the same saved card and email the receipts. It speeds checkout when a regular drops off and just wants the work done and billed.

Can my techs take payment out in the bay?

Yes. ProTech supports mobile and tap-to-pay so a tech can collect right at the vehicle instead of sending the customer to the counter. Tap a card or phone on a mobile device, or hand them a text-to-pay link, and the sale runs on the same account with dual pricing applied. This helps for roadside, mobile mechanic, and quick services where the customer never comes inside. Payments sync to one report so the office still sees every transaction.

Is there a contract and how fast can I start?

There is no long-term contract and no early termination fee, so you are not locked in if the shop changes processors. Most repair shops are running in 1 to 3 business days, terminals and text-to-pay included. Hardware is quoted up front with no surprise leases. When a terminal glitches mid-job, US-based support answers the phone at (888) 255-0425 instead of a call center overseas. Our 5.0 Google rating comes from shops that actually switched.

Still Overpaying On Card Fees?

Auto Repair Payments

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Payments built for auto repair shops