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Home Service Payments

Tap to pay on your phone, text-to-pay, and deposits for home and field pros, with dual pricing that recovers most fees on big jobs.

$250 Million

 Payments Processed Annually

★★★★★5.0onGoogleUS-Based SupportNo Long-Term Contracts
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Recover Fees on Large Field Jobs with dual pricing and cash discount
Save up to 100%on processing fees
Dual Pricing & Cash Discount
Recover Fees on Large Field Jobs

On an HVAC or plumbing install, the card fee can run into the hundreds. Dual pricing posts a cash and card total, so the customer paying by card covers most of that cost on big jobs in the field.

We set up mobile and office payments, signage, and receipt language so techs can quote both prices on site. Compliant with card brand rules and Texas law, US based support, and no long term contracts. Processing typically runs 2.3 to 3.5 percent before any recovery.

See how much you could save →
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Home Services

Payments built for home and field pros

From HVAC and plumbing to electrical, lawn, pest, cleaning, and roofing, ProTech sets up tap-to-pay on your phone, text-to-pay links, deposits, saved cards, and dual pricing, so you get paid on the spot and offset the high fees on big jobs.

You get paid at the door or after the job, fast deposits, saved cards for repeat service, and U.S.-based support. Recover most of your card fees on every big-ticket job, with no bulky hardware.

Talk to a payments specialist →
Merchant services and point-of-sale payment processing for your business
One platformevery way to get paid
Field tools

Built for the job site

Everything a home or field service needs to take payment on site, by text, or after the job, with dual pricing built in.

Tap to pay on phone

Tap to pay on phone

Take a card on your phone at the door, no extra hardware.

Text-to-pay

Text-to-pay

Text a secure pay link so customers pay after the job.

Deposits up front

Deposits up front

Collect a deposit before work and the balance on completion.

Saved cards

Saved cards

Store cards for repeat service calls and service plans.

Invoice and pay

Invoice and pay

Send an invoice with a pay link and reconcile it fast.

Same rate anywhere

Same rate anywhere

Dual pricing keeps the truck at the counter rate.

Start accepting every payment
All methods included, with no extra setup and no surprise fees.
Pricing options

Choose the pricing that saves you most

Three ways to price your credit card processing. Most ProTech merchants pick dual pricing to recover their fees.

01

Flat-rate

Simplest setup

One flat rate per sale, simple to read but usually the most expensive option.

  • One predictable rate
  • Easy to understand
  • Best for low volume
~2.6-2.9%effective rate
02

Interchange-plus

Most transparent

Wholesale cost plus a fixed markup, the most transparent rate for higher volume.

  • Full fee transparency
  • Lower cost at scale
  • Best for mid-high volume
~2.1-2.4%effective rate
★ Most popular 03

Dual pricing

Recover your fees

A cash price and a card price at checkout. Card customers cover the fee, so you recover most of your processing fees.

  • Recover most card fees
  • Cash & card price at checkout
  • No long-term contract
≈ $0net processing cost
See which fits my business

Not sure? We’ll recommend the best rate after a free statement review.

Why ProTech

The smarter field payments

As a U.S.-based processor serving local trades, we put dual pricing on mobile and text-to-pay so big jobs cost less in fees, with the same rate in the field as at the office, and support that answers when you call.

  • PCI DSS Level 1 secure processing with 256-bit encryption
  • Trusted by thousands of U.S. small businesses
  • Get approved in days, not weeks
  • Low transparent pricing with no hidden fees or long-term contracts
Get started today
01

Quick Setup

Get approved fast and start accepting credit card payments online.

02

Flexible APIs

Connect your store with flexible integrations and developer-friendly payment APIs.

03

Security

Built-in fraud prevention and chargeback management tools, ready whenever you need them.

04

Support

Real U.S.-based payment support, available 24/7 by phone and email.

What our merchants say

Rated 5.0 ★ from Google reviews by US businesses that trust ProTech with their payments.

How it works

Set up in three simple steps

From your first call to going live, ProTech makes switching payment processors simple.

1

Send your statement

We review your current credit card processing rates for free, with no obligation.

2

Set up mobile

We set up tap-to-pay, text-to-pay, deposits, and dual pricing on your phone.

3

Start saving

Go live with dual pricing and recover most of your credit card processing fees.

ProTech Payments specialists helping a merchant go live
Live in 1-3 daysReal US-based specialists
Start My Free Setup

No long-term contracts · No obligation

FAQ

Frequently asked questions

Everything US merchants ask before switching their credit card processing to ProTech.

Still have questions?

Talk to a real ProTech specialist, no call centers, no scripts.

Talk to a specialist →
or call (888) 255-0425
Can my techs take tap to pay on their own phone?
Yes. ProTech supports tap to pay on a phone, so an HVAC, plumbing, or electrical tech collects in the field without carrying a separate terminal. The client taps a card or digital wallet on the tech's phone, the sale runs on your account, and dual pricing applies the same as it would at the office. It posts to one batch so the office sees every field payment in real time. This beats chasing checks or invoicing after the truck leaves the driveway.
Does the rate stay the same in the field and office?
Yes. Whether a tech runs the card in a driveway, you text a link from dispatch, or you key it at the office, it is the same account and the same dual pricing, so there is no penalty for field collection. A lot of processors charge more for keyed or mobile transactions, which punishes service businesses that collect on site. Here the card price recovers most of the fee no matter where the payment happens, and it all reports together.
How does fee recovery work on a big install?
On a 9,000 dollar HVAC system replacement, standard card fees can run 250 to 300 dollars, and dual pricing recovers most of that by showing a card price and a lower cash price the client sees before paying. On jobs this size that recovery is the difference between margin and break-even on the card. It stays compliant because both prices are disclosed. For large installs many homeowners still want to put it on a card for points, and now that does not cost you the spread.
Can I collect a deposit before scheduling work?
Yes. You can take a deposit to lock in a job or cover material costs, then apply it to the final invoice when the work is done. Text the homeowner a pay link for, say, 30 percent down on a panel upgrade, order materials, and bill the balance at completion. Both payments report under the same job. This protects you on custom or special-order materials and filters out tire-kickers before you dispatch a crew.
Can customers pay an invoice by text?
Yes. Text-to-pay sends a secure link the homeowner opens on their phone to pay the invoice, which is how most field service collection happens now. Finish the job, text the invoice, and they pay before the truck leaves or later that evening. The card runs on your account with dual pricing applied and posts straight to your batch. No app to install on their side. This cuts down on net-30 invoices that drag your receivables and the follow-up calls to collect them.
Is there a contract and how fast is setup?
There is no long-term contract and no early termination fee, so you are not locked in as the business grows. Most home service companies are live in 1 to 3 business days with tap to pay, text-to-pay, and office terminals ready. Hardware and any virtual terminal are quoted up front with no hidden leases. When a tech has trouble in the field, US-based support answers at (888) 255-0425. Our 5.0 Google rating comes from contractors who actually switched.

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Get paid on site and recover most card fees on big jobs, with no contracts.

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