Payment Gateway Built to Convert

A payment gateway is the secure software layer that connects your website, shopping cart, virtual terminal, invoices, or app to the card networks so you can accept cards when the card is not physically present. You need one for any card-not-present payment: ecommerce checkout, phone or mail orders, payment links, or recurring billing. ProTech provisions your gateway on NMI or Authorize.net, connects it to your platform in 1 to 3 business days, and ties it back to the same merchant account as your in-person sales.

Both. We provision and configure NMI and Authorize.net, the two most widely supported gateways in the US, and pick the one that fits your platform, cart, and billing needs. Each connects to hosted checkout pages, a virtual terminal, recurring billing, and major ecommerce platforms, and each supports a tokenized card vault. Because we are processor-side, you are not locked to a single cart or website, and you can migrate your stored customer profiles if you ever change platforms.

Tokenization replaces the real card number with a random token, so the actual data never touches or sits on your server. The card is stored in the gateway vault and you charge the token instead, which keeps sensitive data out of your systems and dramatically reduces your PCI scope. ProTech sets up the vault with point-to-point encryption, so repeat charges, recurring billing, and card on file all run against tokens rather than live card numbers.

Yes. Beyond drop-in hosted checkout pages and payment links, NMI and Authorize.net expose direct-post and developer APIs plus SDKs so your team can build payments straight into a custom site, cart, or mobile app. ProTech connects the gateway, supplies the API keys, and supports common platforms like Shopify, WooCommerce, and BigCommerce out of the box. Hosted options keep your PCI scope low, while the APIs give developers full control when you need it.

Yes. The gateway runs scheduled recurring charges for subscriptions, memberships, retainers, and installment plans, billing the tokenized card on file automatically on the cycle you set. You get automated retries on declines, email receipts, and reporting that reconciles back to your account, and you can send a one-time payment link for any invoice. ProTech configures the billing schedules and connects QuickBooks so your books stay in sync without manual entry.

Card-not-present rates are usually the highest a business pays, often near 3.5 percent. We configure dual pricing in your hosted checkout or API so the page posts a cash price and a card price, and the customer paying by card covers most of the processing fee. The disclosure shows on the payment page and the receipt, fully compliant with card brand rules and Texas law. The result is the same fee recovery you get in store, applied to every online and keyed transaction.