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Card processing usually costs 2.6% to 3.5% of every sale once interchange, assessments and markup are added. A cash discount program shifts that cost to the customers who choose to pay by card, so you keep close to the full ticket.
The total dollars you run through cards in a typical month.
Total monthly fees divided by volume, usually 2.6% to 3.5%.
The calculator shows your current fees versus close to $0 with a cash discount.
A cash discount program advertises the card price as the standard price and gives customers a discount when they pay with cash. Card-paying customers cover the processing cost, so your out of pocket drops close to zero. It is closely related to dual pricing, which shows a cash price and a card price side by side.
All three are legal when set up correctly. Compare the numbers with the dual pricing calculator.
Your current monthly cost equals your card volume multiplied by your effective rate. Multiply by twelve for the annual figure. Under a cash discount program, card payers cover that cost.
For your exact number, request a free statement analysis.
We build your cash discount program to the card-brand rules, with proper signage and receipts.
Most businesses go live in 1 to 3 days and keep the hardware they already use.
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